USDA Eligible Homes For Sale

USDA (Rural Loan) Bella Vista AR Eligible

 

If your trying to figure if you should rent or buy a home this loan program is something you should check into. 

 

What is the USDA Loan Program?

 

In certain area's this loan is offered subject to income and credit requirements. Basically it allows those that qualify to buy a home with no money down. In some cases the sellers can contribute some or all of the closing cost. Potentially it could be less expensive to buy then rent. 

 

Check out the homes below that are eligible for this loan program based on price range. 

USDA Eligible Homes For Sale in NW Arkansas

$289,000
2 Beds ⋅ 2 Baths ⋅ ARKMLS-1356762 MLS
Nice 2 bed 2 bath home on large usuable nice lot in Bella Vista in Bentonville school district, house is going thru a total renovation, more interior photos to come

7 Coniston Lane, Bella Vista
$229,900
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1355300 MLS
Nestled in Bella Vista, this 1,520 sq ft townhome offers modern comfort & outdoor adventure. Minutes from Tunnel Vision Trail, Lake Avalon, and Arkansas’s first lift-served OZ Trails Bike Park. Near Walmart Supercenter, clubhouse, pools, golf, and tennis, with easy interstate access to Pinnacle & Downtown Bentonville (20 min). Inside: 3 beds, 2 updated baths, bonus upstairs living area, kitchen with granite counters & newer appliances. Off-street parking + open layout. Trail access, lake life, and convenience; welcome home!

12 Annette Lane, Bella Vista
$229,000
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356511 MLS
Discover the potential with this 3-bedroom, 2-bath home situated on an oversized lot in Pea Ridge! This one offers a desirable floor plan, 2-car garage and generous outdoor lawn space while being priced to sell. This property is an exceptional opportunity as a starter home or investment property in the desirable community of Pea Ridge, AR. Bring your vision and make this one yours!

170 Washburn Drive, Pea Ridge
$299,999
ARKMLS-1356283 MLS
Build your dream waterfront sanctuary on Loch Lomond! This premier 1.45-acre double lot, that has perc tested for a 3 bedroom home on each lot, on Stonehaven Drive features direct lake access complete with a private floating dock and custom chill-out pad ready for relaxing or entertaining. Featuring a walking path to the water, mature trees, stunning lake views, a seawall, and a sloped terrain ideal for a walk-out basement design. It's even ready for you to put in your own permanent dock. Enjoy peaceful cove living on Bella Vista's largest lake with easy access to golf, trails, and dining.

Lots 40 &41 Stonehaven Drive, Bella Vista
$275,000
2 Beds ⋅ 2 Baths ⋅ ARKMLS-1356431 MLS
Move-in ready with quality updates throughout! The remodeled kitchen features granite countertops, a center island, and a pantry offering both style and functionality. The inviting living room showcases a floor-to-ceiling stone fireplace with a wood-burning stove creating a warm and welcoming focal point. A spacious 8' x 28' sunroom, plumbed for a future gas heater, provides excellent flex space for relaxing, entertaining, or a home office. The fenced backyard is perfect for pets, play, or outdoor enjoyment, and the home is connected to public sewer for added convenience. Major improvements include a newer HVAC system (2020), roof (2021), and exterior paint (2021), giving buyers added confidence. This well-maintained home offers the perfect blend of updated finishes, functional living space, and important mechanical improvements. Schedule your showing today!

13 Cumbrian Drive, Bella Vista
$274,500
2 Beds ⋅ 2 Baths ⋅ ARKMLS-1356182 MLS
Perfect 2 BR / 2 BA starter home or investment property on a 1-acre Bella Vista lot overlooking the Flo-Ride Trail system. This property has been a successful vacation rental / mid-term rental for the past 9 years, catering to the ever-growing mountain bike community. The home sits on a double lot at the end of a cul-de-sac, surrounded by common property with easy access to the trails. Outdoor space includes an expansive yard, back deck, large detached patio, 2-level storage building with private deck and an additional small storage building. Prior to the current owner's purchase in 2018, the entire home was completely remodeled. Since then, the roof was replaced in 2020, HVAC was replaced in 2022 and septic was replaced in 2026. Newer stackable washer and dryer, as well as all kitchen appliances to convey. The home needs a little TLC, but with just a bit of work it could really shine again. . . and the setting/lot is hard to find in Bella Vista! Property is agent owned.

15 Rochdale, Bella Vista
$295,000
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356176 MLS
You've got to see this one — a super clean, move-in ready home tucked into Bella Vista's Somerset neighborhood! Three bedrooms, gorgeous landscaping, and a rare level lot (seriously, those are tough to find around here). Inside you've got granite counters, built-ins, and a fireplace for cozy nights, plus a covered deck out back for morning coffee. And the amenities? Pools, clubhouse, tennis, a boat dock, trails for days, and it's close to both Lake Windsor and Lake Avalon. It's the whole Bella Vista lifestyle in one adorable package. This one's a gem!

5 Clevedon Circle, Bella Vista
$283,550
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356217 MLS
Introducing the delightful Foster II plan, a home design that welcomes you from the moment you arrive. Its charming curb appeal, featuring a front porch and thoughtfully landscaped front yard, creates an inviting atmosphere. This open-concept layout offers a spacious living experience with three comfortable bedrooms and two well-appointed bathrooms. The kitchen stands out as a highlight, fully equipped with energy-efficient appliances to make cooking a breeze. Discover the warmth and charm of the Foster II plan today! *Photos are of a similar model.

2704 Young Street, Pea Ridge
$268,000
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356215 MLS
Introducing the beautiful Wright plan, a home that exudes curb appeal with its charming covered front entry and inviting front yard landscaping. This open-concept residence features a well-designed floor plan with three spacious bedrooms and two modern bathrooms, including a spacious master suite with walk-in closets. The marvelous kitchen is fully equipped with energy-efficient appliances and conveniently located laundry just off the garage, making daily life a breeze. Don’t miss your chance to explore this exceptional home today! *Photos are of a similar model.

2708 Young Street, Pea Ridge
$283,900
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356213 MLS
Introducing the lovely Clark plan, a home that boasts exceptional curb appeal with its welcoming covered entryway and beautifully landscaped front yard. This charming one-story residence features three spacious bedrooms and two modern bathrooms, complemented by a large family room perfect for relaxation and gatherings. The kitchen is a chef's dream, fully equipped with energy-efficient appliances, abundant counter space, and a convenient pantry for all your storage needs. The thoughtfully placed laundry room, nestled between the garage and master suite, offers quick and easy access for added convenience. Discover the inviting charm of the Clark plan today! *Photos are of a similar model.

2712 Young Street, Pea Ridge
$272,400
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356197 MLS
Introducing the beautiful Coleman plan, a home that exudes curb appeal with its inviting covered front porch and charming front yard landscaping. This thoughtfully designed residence features three bedrooms and two bathrooms, providing a practical and comfortable living space. The versatile layout allows for flexibility—perfect for family, guests, or even a home office. The spacious living room creates an ideal setting for relaxation, entertainment, and memorable family gatherings. Don’t miss your chance to discover the warmth and functionality of the Coleman plan today! *Photos are of a similar model.

2833 Biddie Street, Pea Ridge
$296,300
4 Beds ⋅ 2 Baths ⋅ ARKMLS-1356191 MLS
Introducing the stunning Carnegie plan, a home that boasts exceptional curb appeal with its cozy covered entryway and beautifully landscaped front yard. This inviting residence features four spacious bedrooms and two modern bathrooms, along with a large living room perfect for gatherings. The well-appointed kitchen is fully equipped with energy-efficient appliances, abundant counter space, and a convenient pantry for all your storage needs. Additionally, the laundry room, located just off the garage, enhances functionality for families of any size. The master suite is a true retreat, featuring a generous walk-in closet. Discover the charm and comfort of the Carnegie plan today!

2829 Biddie Street, Pea Ridge
$292,500
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356185 MLS
Introducing the lovely Clark plan, a home that boasts exceptional curb appeal with its welcoming covered entryway and beautifully landscaped front yard. This charming one-story residence features three spacious bedrooms and two modern bathrooms, complemented by a large family room perfect for relaxation and gatherings. The kitchen is a chef's dream, fully equipped with energy-efficient appliances, abundant counter space, and a convenient pantry for all your storage needs. The thoughtfully placed laundry room, nestled between the garage and master suite, offers quick and easy access for added convenience. Discover the inviting charm of the Clark plan today! *Photos are of a similar model.

2825 Biddie Street, Pea Ridge
$240,000
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1356126 MLS
Nestled on an open corner lot, this ranch-style home is located in the heart of town. Established neighborhood with mature trees and homes. This updated, modern, all-brick house with an open floor plan, has so much character and feels like home! New floors, new fixtures, new paint, new kitchen and bathrooms. Move-in ready. quick access to schools, sports parks, city hall, Wal-Mart Neighborhood Market, and 7 Brew! What's not to love? Come see!

263 Van Dorn Street, Pea Ridge
$289,000
3 Beds ⋅ 2 Baths ⋅ ARKMLS-1355929 MLS
Woodsy bungalow with large living area features 3 bedrooms, 1.5 baths, an outdoor screened in covered patio, small fenced in area, garage, and wood burning fireplace. Lots of windows bring natural light and greenery to the living and dining rooms. This home is priced to sell, under 20k appraised value! Bentonville school district, as well as all the amenities Bella Vista has to offer: trails, rec centers, lakes, and community events. Actual age of home is not available on the county data, but is estimated to be from the early 1980s. Enjoy living in NWA's mountain biking paradise, 15 minutes from Bentonville, Crystal Bridges, and Walmart Home Office.

12 Harlow Drive, Bella Vista
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